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How to Navigate Black Tax and Reclaim Your Financial Freedom

Ladies and gentlemen, you have boarded the freedom ship destined for financial independence. Please listen carefully to the safety brief. In the event of an emergency docking this ship has life jackets. Please fasten your life jacket before helping someone else. Oh, easier said than done. Black Tax is a real mountain to be climbed,…

Most people think discipline is a gift you are born with. They are wrong.

Discipline you either have it or you don’t. Most people reason this way. Disciplined people are masters at knowing that the statement above is not true. In my mind, discipline is forced routine built on consistent habits, nothing else. You basically do something when you don’t feel like doing it. Thinking of discipline this way…

Saving vs. Living: Is financial independence worth the sacrifice?

Saving and investing money is everything. Nothing else matters. From now on, I am saving and investing money, no matter what. Rice and beans, baby. I told my wife yesterday. She likes beans too 😄 so no worries. My extreme FIRE strategy: Chasing financial independence at all costs Only a minor issue, my sunshine; the…