Freeman Muswaka

We’ve all been there: Why you’re broke and how to get your finances on track.

Have a friend ask you for a catch-up coffee, and you come up with many excuses, including “I’m busy this weekend.” This is the common one; it’s not really that you are busy, but you can barely breathe under the water of debt. The last thing you want is to spend money on coffee while…

Keen on a free lunch from SARS? Here’s why you should invest in a TFSA.

There are apparently very few to no freebies at all from the South African Revenue Service (SARS). However, some peeps think a tax refund is free money. It reminds me of my childhood thoughts…. Free milk days and “free” tax refunds So, during my primary school days, there was some sort of a scheme where…

Investing 101 made simple: Your easy guide to getting started.

What are you doing with your money? So, what do you do with the money you earn? Easy, you can spend it you could buy new shoes or eat out, or even holiday. All these are cool ideas, but there is much more one can do with their money. You could put a portion of…

What school forgot to teach you about money.

What is money and why does it matter? Money, moola, bucks whatever you call it what is money, you might ask? It’s simply the accepted medium of exchange for goods and services. While money plays a huge role in our world today, it should not be your ultimate goal. Money is just a tool to…

Working for a living or living for work?

I first came across this powerful question in the personal finance classic Your Money or Your Life by Vicki Robin and Joe Dominguez. It’s stuck with me ever since. One of the most puzzling things about working life is how we’ve accepted that we must work five or six days a week and “get” just…