Trading Time or Buying Freedom

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    • Value-based spending: Why overspending is really a values problem

      Spending money isn’t the problem; emotional spending is Never spending money is not the goal, and if that’s your goal, it’s unattainable. You have already failed the test. Okay, I get it, most times we demonise spending money. Money has to be spent if you are still alive, but what and how you spend it…

    • How to achieve financial independence, or is investing boring?

      Thrilling it is to save and invest money, no way it’s not! It is, at most times, as boring as it gets. Many times, it even feels static. At age 9 or 10, my brother and I had enough of vegetables for dinner, so we resorted to fishing, not with fishing rods, but with nets.…

    • How to track your finances: You can’t manage what you don’t measure

      Managing is important and is the prerequisite for measuring. This is a common business phrase. Most people in business are aware of this phrase: “What’s measured gets managed, and outcomes improve.” Very few people, though, apply this to their real lives, and even fewer people use this idea to manage their personal finances and their…

    • Why your “Why” matters more than your income: (The psychology of money)

      Your why in life and investing determines what you do with your time and money. So why do we do the things we do? Good question. I wish I had the answers. Actually, you can answer that for yourself. I will answer myself: why do I do the habits I do? The why is a…

    • Money triangle: A beginner’s guide to wealth building📐

      Time to talk shapes; don’t stress about it. It’s not as hard as it sounds. There was always something about math that annoyed me: calculating, measuring, formulas… at least during my school years. I had a deep belief that math was hard. Funny how perceptions often shape our reality. In case you are wondering, confession…