Articles

How to achieve financial independence in South Africa: The FIRE guide for 2026

You probably hear someone talk about financial freedom or financial independence. These terms are often used interchangeably. Both terms are rooted in the FIRE movement. Before you think I work for Ethekwini Fire Department, I mean: FinancialIndependenceRetireEarly This is a movement of the personal finance nerds. Tired of the norm, you know the written script.…

Value-based spending: Why overspending is really a values problem

Spending money isn’t the problem; emotional spending is Never spending money is not the goal, and if that’s your goal, it’s unattainable. You have already failed the test. Okay, I get it, most times we demonise spending money. Money has to be spent if you are still alive, but what and how you spend it…